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Physical high from shopping. >> oh, i mean, yeah, my endo h endorphins rage. >> you get the bargain and dope mean is released and says that is good. let's do it again. >> i get that same feeling. the dopamine after shopping. but buyer be ware. black friday deals may not be all they same. kyle is joining me now. >> so nice to be with you on thanksgiving. >> let's talk about the consumers. give us the dos and don'ts of black friday shopping >> the dos: go out with an overall shopping budget for the holiday season. and then have a percentage of that dedicated to black friday. one thing we need to...

>> well, smoky bear, be ware. if washington account avoid the shutdown, the national parks are on lockdown. steve moore on what will tick -- take a hit first. it's obvious that some sort of shutdown will roll out. i don't know how long. >> we have lived through this many times before. i've lived in the belly of the beast in washington for 30 years so i've seen this happen about three or four times. >> neil: they get rid of nonessential personnel, and that would be an ego crusher. >> well over half of the federal employees are designated as nonessential, which makes you wonder why we have so ma...

Concocting this in the kitchen want out of the kitchen, i want out of the restaurant. >> yeah. be ware of the bald barber and the skinny chef, and in this case you have a situation where nobody who raft crafted the bill wants it. members of congress and they're staff get a subsidy because they said, whoa, this is going to cost us more than we can afford. we'll all quit. they talk about the brain drain. the brains were drained out before they passed this monstrosity. that's the problem. there was a brain drain that was the cause of obamacare. now you have companies ranging from ups to delta air...

They did this again, once before in 2007 they did the same exact thing. arthel: as we know municipal bonds used to be a safe investment. so now these guys are basically getting hosed. >> i'll tell you if anybody is a bond holder, a municipal bond holder in the state of california, buyer be ware at this point. we might start to see this happen in oakland, sacramento, los angeles. people continue to buy these bonds because they had a promise from these organizations that they would be paid back on a specific date. when that promise goes away you really are tossing out all the rules in investing ...

Spouse is then kicked out of your home, that is one of the reasons we see the numbers go so far and the financial hardships also that many americans have been seeing. if you take it out at 62 and you take a 20 year loan, a 30 year loan, what if you live past that loan? you have no necessary egg, no savings. medical bills u may need hospice care and you have no cash at the end of the day. they are very controversial and a lot of advisers advise against them to be honest with you. martha: this is a case of people needing to understand what they are getting themselves into, buyer be ware. >> repo...