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Operator Ladies and gentlemen, thank you for standing by and welcome to Altisource, Fourth Quarter 2021 Earnings Call. [Operator Instructions]. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions]. I would now like to hand the conference over to your host, Michelle Esterman, Chief Financial Officer. Please go ahead. Michelle D. Esterman -- Chief Financial Officer Thank you, Operator. We first want to remind you that the earnings release, Form 10-Q and quarterly slides are available on our website at www.altisource.com. These provide additiona...

Operator Good morning, ladies and gentlemen, and welcome to the Altisource Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to your host, Michelle Esterman. Michelle D. Esterman -- Thank you, operator. We first want to remind you that the earnings release, Form 10-K and quarterly slides are available on our website at www.altisource.com. These provide additional information investors may find useful. Our remarks today include forward-looking statements, which involve a number of risks and uncertainties that could cause actual ...