Rates are going up. >> absolutely. >> talk to me a little bit about the new car situation. for a while you couldn't get the new car model you wanted because chip shortages meant they weren't coming off the assembly line. what's the situation there? >> it's improving a lot. we're not back to normal, but you can see it happening. so we had a low of new car inventories for just under a million last summer. back up to 1.7. to put it in perspective, we were at 29 days worth of sales on dealer's lots, 29 days worth of inventory in the summer and, you know, that's up right now to 51 days. so at 51 da...