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Where to find the biggest and cheapest HDB flats in 2024 (from $690k)

The cheapest HDBs in Singapore are all 2-room and 3-room flats. While a low quantum is nice, no one wants to cram into a 3-room flat with their brother, sister, parents, grandparents, etc. Quite a few Singaporeans will point to lack of living space as a reason for the low birth rate — and given that HDB buyers are overwhelmingly...

Choa-chu-kang , Singapore-general- , Singapore , Jurong-east , Serangoon , Bukit-timah , Bukit-batok , Hougang , Bukit-panjang , Jurong , Marsiling , Jurong-west

The rise of million-dollar HDB flats in Singapore: Is this going to be the new norm?

Million-dollar HDB flats are still outliers, making up some one per cent of HDB transactions; and even those that are close to a million (e.g., $800,000 or $900,000) are hardly the majority. However, there's no denying that these outliers are growing in number — and fast. In 2023, we had a record number of million-dollar flats (460 units), up from...

Singapore , Bukit-merah , Singapore-general- , Singaporeans , Million-dollar , Mortgage-servicing-ratio , Cash-over-valuation , Minimum-occupancy-period , Work-from-home , Tiong-bahru ,

I bought my first property in my mid-20s: Here are all the mistakes I made

CX is what Singaporeans might call a "high-flyer". He owned a car and a condo in his mid-twenties, was a top performer in his company, and managed it all before he became a degree holder. However, his experiences as a young homeowner, who never started on the traditional "HDB route", weren’t all smooth sailing; and he’s seen the pros as...

Singapore , Singaporeans , Mortgage-servicing-ratio , Cash-over-valuation , Tiong-bahru , Farrer-drive , Circuit-breaker ,

30 upcoming HDB BTO projects reaching MOP in 2024/25: Here's where to find them

In 2023, despite some HDB estates experiencing moderating prices, a consistent trend remains: for homeowners desiring a long-term stay in HDB and finding the wait for a BTO daunting, flats that have freshly reached their Minimum Occupation Period (MOP) present an enticing opportunity. Amidst market dynamics shaped by factors such as rising interest rates and surging private home prices, these...

Bukit-batok , Singapore-general- , Singapore , Hougang , Serangoon , Bedok-reservoir , Saint-george , Grenada , Geylang , Jurong-east , Dover , Grenada-general-

19 resale HDB flats that may be more valuable now (thanks to the Prime/Plus model)

With the new Prime, Plus, and Standard classifications, the top winners are the owners of certain mature-area flats. These existing flats don’t have 10-year MOPs or Subsidy Recoveries but are every bit as desirable as a newer Prime or Plus flat. In light of that, here’s a list of HDB projects that might see increased demand; most of them are...

Paya-lebar , Singapore-general- , Singapore , India , Holland-village , Ghim-moh , Buona-vista , Farrer-park , Tanglin-halt , Jalan-besar , Telok-blangah , Bukit-merah

41 upcoming HDB BTO projects reaching MOP in 2023/24: Here's where to find them

While some HDB estates are seeing moderating prices in 2023, one fact remains unshaken: for homeowners seeking a long-term stay in an HDB property and finding the wait for a BTO untenable, targeting flats that have just reached their Minimum Occupation Period (MOP) is still the most viable move. With market dynamics being influenced by various factors, from high interest...

Bukit-gombak , Singapore-general- , Singapore , Bedok , Jurong-east , Alexandra-canal , Sembawang , Bukit-merah , Jurong-west , Hougang , Choa-chu-kang , Toa-payoh

27 soon-to-be million-dollar HDB flats: Here's where you can find them


The pace of million-dollar HDB transactions may have slowed, but we're still seeing record resale HDB prices. At the time of writing, the record price for an HDB flat has hit $1.5 million, for a jumbo flat in Tiong Bahru. This week, we looked at some other areas where flats are not quite at $1 million yet, but may soon...

Geylang , Singapore-general- , Singapore , Bedok , Eunos , Bedok-reservoir , Ang-mo-kio , Serangoon , Bukit-timah , Hougang , Tampines , Bukit-merah

When is the best time to sell your HDB resale flat during a BTO month?

Sometimes, some readers would ask us if HDB resale demand will slow during a BTO month (Feb, May, August or November). The presumption is that as BTO flat prices are subsidised, hopeful homebuyers would rather buy a BTO flat than pay higher prices for a resale in the same estate. Furthermore, with less competition, resale buyers could perhaps negotiate better...

Toa-payoh , Singapore-general- , Singapore , Tampines , Yishun , Jurong-west , Cash-over-valuation , Prime-location-public-housing , Minimum-occupation-period ,

I moved from a 9,000 sqft landed home in Bukit Timah to an HDB flat: Here's what it was like

What's the biggest home you've ever seen? If you're like most Singaporeans, it's probably no more than 2,000 to 3,000 square feet. But this week, we talked to someone who grew up in a massive 9,000+ square feet home but has since moved to a four-room flat. It seems like a rather jarring transition, so we talked to them about...

Singapore , Bukit-timah , Singapore-general- , Watten-estate , Singaporeans , Mortgage-servicing-ratio , Cash-over-valuation , Downtown-line , Great-world-city ,

Can every HDB flat be a valuable nest egg for retirement? Not everyone agrees, here's why

We’ve heard some angry arguments bounding around lately, both for and against HDB flats as retirement assets. The root of this seems to be a recent incident when it was claimed that “Every HDB flat will be a valuable nest egg for retirement”. It set off a Reddit thread as well, with various people arguing why this seems increasingly unlikely...

United-kingdom , Singapore , British , Singaporeans , Redditor-pyrrylanion , Redditor-tinyredleaf , Mortgage-servicing-ratio , Cash-over-valuation , Lease-buyback-scheme , Permanent-residents ,