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Later. jeffrey and philip will be back a little later on. i'm going to ask one of the members next. let me talk to you about retirement. a 401(k) is the most sound way to go. let's talk asset allocation. -sure. you seem knowledgeable, professional. would you trust me as your financial advisor? -i would. -i would indeed. well, let's be clear, here. i'm actually a deejay. ♪ [ laughing ] no way! i have no financial experience at all. that really is you? if they're not a cfp pro, you just don't know. find a certified financial planner professional