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Of the college game in general and show that at penn state football became bigger than the institution and bigger than the rule of law and there are consequences for this. >> this is the argue hadn't that you have to punish the culture. >> right. >> because the football program became so big that it dominated and it made it i guess impossible not impossible but difficult for the administrators to disagree with -- >> i half agree with matt. look, the former president of penn state tried to fire joe paterno i think in 2004 and could not. that is a terrible situation that should never exist. you ...

And show that at penn state football became bigger than the institution and bigger than the rule of law and there are consequences for this. >> this is the argue hadn't that you have to punish the culture. >> right. >> because the football program became so big that it dominated and it made it i guess impossible not impossible but difficult for the administrators to disagree with -- >> i half agree with matt. look, the former president of penn state tried to fire joe paterno i think in 2004 and could not. that is a terrible situation that should never exist. you are not going to get leadership...

Of the college game in general and show that at penn state football became bigger than the institution and bigger than the rule of law and there are consequences for this. >> this is the argue hadn't that you have to punish the culture. >> right. >> because the football program became so big that it dominated and it made it i guess impossible not impossible but difficult for the administrators to disagree with -- >> i half agree with matt. look, the former president of penn state tried to fire joe paterno i think in 2004 and could not. that is a terrible situation that should never exist. you ...

Disasters. everything from nuclear radiation and fire to terrorist attacks. and earthquakes. it gives you all this information that's offline. you do not need an internet connection to access it. it's a digital version of a handbook that has numerous check lists and very simple language waj. so if you're in a panic, it will walk you through what to do. from a shelter situation, to check lists and little tips to be aware of. it's very handy app to have. >> gosh, especially when you're traveling. i think i need all those apps. thanks so much, marc saltzman. good to see you, appreciate it. $50 ...

We appreciate you coming on the program. hope to see you soon. >> absolutely. >> if any of you have a question for our experts, go to our website. openforum.com/yourbusiness. there, hit the ask the show link to submit a question for our panel. openforum.com/yourbusiness. or, e-mail us your questions and comments, yourbusiness@msnbc.com. how prepared is your business in case of an emergency? our website of the week can help you make sure you're taking necessary precautions. prepare my business.org is a helpful new website from the sba. it provides check lists and information for business owne...