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The same 30-year fixed mortgage will cost you 954 bucks at 4%. that's $56 more a month or $672 a year. down payment, credit score and income determine the rate you'll pay. >> borrowers that are getting the best rate are putting 20% to 25% down. they have income that is documentable so they're providing w-2s and federal tax returns and they have an excellent credit score, something over 700 or 720. >> reporter: a quick closing date also helps. >> you get your best rate from a lender if you lock in for 30 days. standard to lock-in for 60 days and the longer you go out, the more expensive it will...

Store. we want to be the only big department store selling martha stewart brands. for martha stewart, too. as i said in the piece, she's been shuttering magazines. her hallmark channel show has been canceled. all three parties have very high stakes here. you know, on the surface, it's a contract dispute. but a contract dispute that means a lot financially for all three involved. >> but, you know, martha stewart, some people look at this and say martha stewart is everywhere. she has so much. why would she need jc penney when she's got such a lock-in on macy's? >> reporter: it's so interesting, ...

>> on numerous occasions, the "lockup" production team would be in the middle of an interview when a fight call would come over a deputy's radio. >> however, we've had him down. got to go. be right back. right back. got to run. >> you guys must do a lot of running if you're looking at fights. >> we just break the camera off the tripod, grab the boom as much as we can as quickly as possible and we head off to see what's going on. >> lock in, guys. lock in now. >> we told the stories behind several of the fights that broke out in boston during our "extended stay" series. but there were others, a...

Over a deputy's radio. >> however, we've had him down. got to go. be right back. right back. got to run. >> you guys must do a lot of running if you're looking at fights. >> we just break the camera off the tripod audio grabs the boom pole as much as we can as quickly as possible and we head off to see what's going on. >> lock in, guys. lock in now. >> we told the stories behind several of the fights that broke out in boston during our "extended stay" series. but there were others, as well. one involved two haitian immigrants who had known each other outside of jail. >> [ bleep ] >> one of the...

When a fight call would come over a deputy's radio. >> however, we've had him down. got to go. be right back. right back. got to run. >> you guys must do a lot of running if you're looking at fights. >> we just took the camera off the tripod, grab the boom as much as we can as quickly as possible and we head off to see what's going on. >> lock in, guys. lock in now. >> we told the stories behind several of the fights that broke out in boston during our "extended stay" series. but there were others, as well. one involved two haitian immigrants who had known each other outside of jail. one of th...