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Sounds a lot like doing your taxes. does it really have to be this complicated? >> so the way it's going to be presented, carol, is really simple. let me just give you a comparison point. if you try to go in the individual market today in the state of illinois, you have to choose between 1,800 different plans that aren't categorized by any means that make any sense at all. starting on tuesday, here's what you'll see. five different categories so there's catastrophic, if you're under 30, a bronze, a silver, a gold and a platinum. four categories. within each one of them, there's a price range f...

About the 1%, i mean, it's hard to feel sorry for the 1%. but when you do the numbers and you look at the hard math, what are the income disparities in that top bracket? >> within the 1%, african-americans make about 22% less than caucasians. and i'm using them as a comparison point since they comprise the majority of the 1%. but what we found, the issue is not so much on income as it is on net worth. and that is where the disparity really is very prevalent. african-americans in the top 1% have net income, a median net income, of 1.2 million, but caucasians have 8.3 million. >> so the showcase...