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Then turn around and settle, paying out of those profits, it isn't much ensentive to follow the law. >> settlements without trial also mean no testimony from banking witnesses. there is no way to actually figure out really what went on. warren put the regulators on the spot. >> the question i really want to ask is about how tough you are, about how much leverage you really have in these settlements. and what i'd like to know is tell me a little bit about the last few times you've taken the biggest financial institutions on wall street all the way to a trial. >> ooh, this ought to be good. plea...