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Exchange? >>guest: a combination of childish exchange and the way it was done and rick perry has a great record as governor and he is not talking about it by tearing down mitt romney and if i were romney's advisor i would say you do not have to respond that way. if rick perry takes up your time and space, let it go. why is it that gingrich is winning so many debates? because he stays above it all. why is herman cain in first place in the polls? he refuses to attack the opponents. >>neil: why is romney coming ahead largely unscathed? i say "largely," but they seem to think he is holding his own...

Buy the state of florida and worry about it in 2015. >>neil: what i like about this, it invites people who is not taken advantage of the mortgage rework programs and not by shrinking the principle or the overall mortgage, but being able to seize on a low rate environment and assure the bank giving you this new lower rate that you are a good bet to stay in the home as the foalings are because they are current. >>guest: they may be country but how do we know they did not stay current by running up their credit cards, or they have not just lost overtime and will not be able to pay going forward. ...

For this are not those behinded on their mortgage payments but those who are country through just the singing of the market, just have a mortgage that is underwater, so, there is no force. there is no pressure. there is an opportunity for those who are making their payments to take advantage of the low rates. what do you say to that? >>guest: well i don't know if i can get my brain and it. it is probably much bigger than i can grasp. but, again, i go back to the fact that the government, they set the fire. they are like the arsonist. their behavior strikes me at just throwing more gasoline on ...