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Two experts in a moment. but, first, we turn to fox news correspondent peter doocy for the latest -- peter. >> chris, federal officials promised that healthcare.gov would work smoothly for a vast majority of users starting today. but that has not been the case so far because this morning, the critical verification system is unavailable. that's the system that confirms identities and make sure people are receiving proper coverage information. and applications cannot be submitted without this important step. the site says this particular problem should be solved within 24 hours. and there is ano...

Are who they say they are and getting proper coverage information. it is impossible to proceed without that verification. so that was a big postdeadline roadblock all day yesterday, which does appear to have been fixed this morning, but one flaw remains out in the open is right at the beginning of the application. it was there all day yesterday and it is there right now. there is a basic question about who is helping you fill out the application. basically asking if there is a broker or a navigate tore nearby. i clicked that none of these people were lending a hand. but the result on the next ...