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Early Start-20140113-10:57:00

welcome back to "early start." it's "money time." wall street cannot find its mojo. the dow set for its fourth straight decline, and it's not just the dow. all the major averages are down so far for this year. now, the declines for 2014, they're not huge, but it's not usually what you see when you start a new year. historically, stocks rise at the beginning of the year as new money flows into the market. big concerns about your identity and your security this morning. first, target was hacked, now neiman marcus. the hack at target could be the biggest in retail history. it's possible up to 110 million customers were attacked, so what should you do? don't wait for target or neiman, for that matter, to contact you. change your account number immediately. susan grant from the consumer federation of america says the suspicious scammers who are now

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