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Different thing. >> gregg: 900 square feet i'm up to. look, during the recession homes receded in terms of their size. in our they are growing, could that be a harbinger of a growing economy? >> it might be. but so few people can afford mortgages. they can't qualify for mortgages. there is a very small percentage that can. those tend to be richer people who don't need a mortgage so they can put money down or they have higher credit scores. it's amazing what is required to refinance. mortgage rates is at historic lows but it takes so much to refinance now. it takes such high credit scores. it t...

Of getting a mortgage is overly complicated there are hidden clauses and complex terms. >> yeah. jenna: he didn't use the words victims, i don't want to put words in the president's mouth that the consumer was hurt badly of irresponsible actions by others. where does consumer responsibility, lie, steve, when we look at recovering from this financial crisis and how should we be looking at that? >> that is a really great question. the president, he didn't use the word victim but i will. i think he described these people as victims. look, some people were victims of shady practices of lenders but...

To the lack of fundling for new home construction and the lack of the ability for consumers to get home loans without huge down payments. my question do you today is what will you do to protect americans rights own their own homes and restore the housing industry that is critical to our economy? >> well, thank you members. let me see how much i enjoy charleston. this is one of the most beautiful cities in the world. it is great to be with you today. your question about housing is a question people are concerned about. sometimes they look and say can g government do something to help. i would l...

To the lack of fundling for new home construction and the lack of the ability for consumers to get home loans without huge down payments. my question do you today is what will you do to protect americans rights own their own homes and restore the housing industry that is critical to our economy? >> well, thank you members. let me see how much i enjoy charleston. this is one of the most beautiful cities in the world. it is great to be with you today. your question about housing is a question people are concerned about. sometimes they look and say can g government do something to help. i would l...

Home construction and the lack of the ability for consumers to get home loans without huge down payments. my question do you today is what will you do to protect americans rights own their own homes and restore the housing industry that is critical to our economy? >> well, thank you members. let me see how much i enjoy charleston. this is one of the most beautiful cities in the world. it is great to be with you today. your question about housing is a question people are concerned about. sometimes they look and say can g government do something to help. i would like to make sure they stop doing...