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Concept. we have disagreements about the means used to get to those ends which is why i voted against the affordable care act. it seems every day we're hearing of something new going wrong. i'm many concerned the long-term enrollment problems could be market problems. my students are losing confidence. the way to restore their trust is to delay the penalties till we're sure the system is going to work. it's not fair to penalize consumers. we also need to take the time to make sure fits and starts won't cause larger problems. i'm more concerned what went wrong and how to fix it and assure it do...

And all of a sudden -- >> it was two and a half years when the government came up with a deal. >> it's been three years to roll this out and it's been an unmitigated disaster. to compare the minor problems, and they were minor -- >> i think the comparisons are absolutely out there. >> the thing to put out on the table is to say, look, if republicans -- and we just heard from governor kasich -- is opposed to health care, as if this isn't the law of the land, it's going to be a disaster. we all know if the enrollment problems are not fixed, it's going to be an enormous problem. you know that and...

Mechanisms that compensate insurers, a lot of cost will get transferred to taxpayers and that's a problem for the federal budget but may not be a problem for the insurance market. as long as the system is working right for 2015, the insurers will say we had an unusual circumstance where we ended up with a lot of sick people and now cross our fingers, it is working in 2015 and we expect more signups. they may not push the rates up so much. the insurers have a lot of reasons to want it to work. they don't want a death spiral with skyrocketing insurance rates more than any of the rest of us do. i...

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