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Ween off the government for more and more. ethan, good to have you. >> yeah, thank you for having me. >> neil: what i liked about your piece, you looked at it like a business decision. ultimately you went on to get an accounting degree. you're in law school? >> yeah, that's correct. so i think it is a good way to look at it in terms of a business decision. ultimately our personal finances are a small business. when i looked at what i wanted to do, i knew i should avoid debt. i can get to where i want to be, which is the university of chicago without going into tremendous amounts of debt like i...

>> in america today, we need to cancel student debt. >> we can cancel student looked debt for 95% of the folks that have it. >> neil: all right. young people love the thought of that but not everybody. bernie sanders and elizabeth warren and others that are talking about cancelling any student loan obligations that present or past students are building up. meet one student saying not so fast. he's a university of chicago law student, ethan ames. he wrote a very good column in the "wall street journal" saying it takes out the onus of making tough choices. it makes it easy for people to

Elected. griff: we might even see if this came through the warren sanders plan 1.6 trillion in debt erased. i'm not sure they can handle that number. i'm not sure the country can. ethan, thank you, great piece. ainsley: go gamecocks, ethan. >> thanks for having me. griff: fox news alert. an officer in charge of monitoring jeffrey epstein was apparently a substitute. how could this happen? ainsley: judge napolitano says this is a big embarrassment that could lead to serious charges. he is on deck next. ♪ ♪ you've had quite the career.

Its nuclear program after targeting 17 countries. griff, ainsley, over to you guys. griff: thanks, pete. it's become a progressive rallying cry from 2020 candidates, listen glumed the proposal today all student debt could be cancelled. >> we could cancel student loan debt for 95% of the folks who have got student loan debt. >> bail out wall street, we can cancel student debt. >> 95% of the people who are dealing with student loan debt will see their debt cancelled. ainsley: new op-ed never forgive me. explain about forgiveness. griff: here to explain is law student ethan ames. great article. w...

Democratic presidential debate and i could not believe what i was hearing from elizabeth warren and bernie sanders. i thought it seemed like pandering and i also thought that it made it less likely that they were going to win in 2020 because although these policies may be popular with a small subset of distressed borrowers. i think the american public at large is opposed to them. so i just don't think it's going to be a winning strategy for them. ainsley: ethan, it's very well written and you are clearly very bright. tell the folks at home who haven't read this what your experience has been. >...