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Account. >> so basically nothing. so i give you $5 and how do you decide whether to give a company a loan or not. they're saying we are not getting good applicants, that's why we're not getting loans. how do you go through the evaluation process of deciding whether this person or company is worthy of a loan? >> we go through some of the same processes of banks. however, we tend to know our membership better. we'll take more time to understand the fundamentals and the things that are driving their need for lending and for liquidity. i think banks sort of might risk are score you with numbers be...

American federation of teachers, randi weingarten, and bradley cooper. it was weird, but it worked. >> i think it did. >> take a look. >> i'm not exactly sure. sexiest man alive, right? >> listen, what happened was, you know, the folks in newark, cam anderson, the superintendent, joe dell gross sew, wanted to do something different. randi and i were supportive of that. we're the negotiators. and i think we've all decided that we need to do something different. and not only does it provide merit bonuses and provide advancement based upon merit, but it also involves the teachers in the evaluatio...

>> we are awaiting an update from governor chris christie later on and he's waiting to get up in the helicopter so he can survey the damage in his state. that's pretty much the situation wherever you look up along the eastern seaboard, just getting started with evaluations. >> let me bring in the democratic governor of del aware. >> good morning. >> good morning. >> tell us about your evaluation process and how your state fared. >> we have 40,000 people without power. we have plenty of flooding throughout the state bucks when we look at other states and see the damage and devastation we were s...

Evaluation. would you agree that both the romney campaign and the obama campaign are advocates of this sort of testing. >> yeah. i think there are a lot of similarities and using data to help us improve student achievement. it's not just the year-end testing, it's the ongoing testing to make sure the diagnostics are being met. it's frankly a mixed bag. i think the congressman is right there was good progress made the first time that they'll be able to use student achievement in the evaluation process. i think it could have been more. i do think they fell short in not having merit pay to be par...

Teacher's union deciding not to vote on a contract agreement after hearing details in the deal. now, this means that strike will continue and hundreds of thousands of kids will remain out of school. our steve brown is live in chicago. steve, a news conference there wrapping up. what just happened? >> well, the president carol lewis came out and said her union, the house of delegates, membership of the union, the elected representatives of union did not like the deal on the table. they weren't ready to vote on it yet, but they do want to study this proposal and send it back, walk it back to the...