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Anti-Wedding Trends: 4 Ways Nonconventional Ideas Are Trending This Year

The idea of anti-trends in the wedding business gives a novel and inventive viewpoint on celebrating love and union.   

India , Anushka-sharma , Alia-bhatt , Rumela-sen , Lead-editor , Weddingwire-india , Digital-innovations , Wedding-trends , Edding-industry , Edding-ceremony , Ew-trends

Anti-Wedding Trends: 4 Ways Nonconventional Ideas Are Trending This Year

The idea of anti-trends in the wedding business gives a novel and inventive viewpoint on celebrating love and union.   

India , Alia-bhatt , Anushka-sharma , Rumela-sen , Lead-editor , Weddingwire-india , Digital-innovations , Wedding-trends , Edding-industry , Edding-ceremony , Ew-trends

Pooja Hegde aces dopamine dressing as she promotes 'Kisi Ka Bhai Kisi Ki Jaan' | Lifestyle News,The Indian Express

Dopamine dressing is all about embracing bold colours and patterns and breaking away from the monotony of neutral and muted tones

France , French , Priyanka-chopra , Kisi-ka-bhai , Arpita-mehta , Salman-khan , Instagram , Kisi-ka-bhai-ki-jaan , Pooja-hegde , Ashion , Ersatile , Aptivating

Rising economies flock to instant alternative payments vs. cards in the world's most innovative regions for fintechs, per EBANX's annual Beyond Borders report

Curitiba [Brazil], December 8 (ANI/PRNewswire): EBANX, a fintech company that specializes in international payments in rising markets, today released its annual Beyond Borders 2022/2023 report. This year's study - a bellwether for tracking online consumer behaviors, fintech and payments innovation, new trends, and business opportunities in emerging markets - is the first to cover 15 countries across Latin America in addition to some of the fastest-growing African countries in digital commerce. It relies on multiple trusted sources to provide meaningful insights - including internal EBANX data and fresh research and analysis from Americas Market Intelligence (AMI). "The rapid growth of digital commerce in rising markets such as Africa and Latin America - the two regions with the highest CAGR of digital buyers in the world through 2025 - is being catalyzed by payments innovations that are breaking the mold. The future of payments in these regions is decidedly alternative and instantaneous," said Paula Bellizia, President of Global Payments at EBANX. "Global merchants hoping to cash in on some of the world's biggest growth opportunities in 2023 need to understand local payment methods and consumer preferences to win in these rising regions that are leaping over more traditional, established payment systems and embracing alternative payments." As an example of the explosion in alternative payment methods (APMs) in Latin America, account-based transfers - which include instant payments from Brazil's wildly successful Pix and Colombia's fast-growing PSE - have been nearly doubling in volume (86 per cent CAGR) every year in LatAm's digital commerce sector since 2018, per the latest data analysis from AMI. By the end of 2022, account-based transfer is expected to reach about USD 70 billion in volume, with the most significant shares in Colombia (30 per cent share of the country's e-commerce), Brazil (24 per cent), Guatemala (11 per cent), Bolivia and Chile (both 10 per cent). By 2025, this type of APM in Latin America should reach USD 121 billion in volume after growing at a 33 per cent CAGR. Another fast-rising APM, digital wallets are expected to grow in usage by about 20 per cent per year through 2025 across the region's digital commerce landscape, driven most notably by an uptick in Latin Americans' demand for digital services where they register their largest share. Within that same time frame, AMI forecasts e-wallets' payments volume will surpass USD 70 billion, or approximately a 10 per cent share of LatAm's entire digital commerce market, with Argentina and El Salvador leading the way, having a 23 per cent share of their respective digital commerce markets being paid with e-wallets, followed by Bolivia (14 per cent), Peru (13 per cent), Uruguay (12 per cent), Brazil (11 per cent), and Mexico (8 per cent). Due to their instant confirmation, good user experience, and rewards/cash-back programs, digital wallets are especially popular with streaming entertainment and gaming enthusiasts. The Beyond Borders study also shows how Latin America, a region where installments have been very popular since the 1980s, has been adopting BNPL solutions in digital commerce. A global trend on the rise, BNPL is expected to reach USD 400 billion in digital commerce transactions by 2026 globally. In Latin America, it is in its early stages when compared to traditional installments, however, it has a 300 per cent growth year over year in 2022 and it should keep pace, tapping into the region's diverse payments landscape and standing as an alternative to consumers who don't have a credit card or a high enough credit limit but want to split their payments. "The meteoric rise of alternative payments in LatAm is a direct consequence of financial inclusion and consumer preference for the new, instant payment technologies across the region," said Juliana Etcheverry, Director of Strategic Payments Partnerships at EBANX. "We are seeing a similar phenomenon via a different set of APMs being adopted quickly in Africa, the next big frontier in digital commerce, which is the world's largest mobile money market (70 per cent share, per a GSMA report). In Africa, with a population of more than 1.3 billion people, digital, alternative payments are expected to speed up digital commerce. The digital-consumption acceleration in rising economies doesn't lie with credit card's growth, like we see in more mature markets." Meanwhile, cash-based payments seem to be reaching a plateau in Latin America's digital commerce sector, after years of intense digitization. In 2018 cash-based payments represented almost 20 per cent of online purchases in the region, and now they account for only 8 per cent, per AMI. This is a sign that cash is moving to digital and its traditional adoption, with vouchers used to pay with cash, should decrease in the upcoming years. Other key findings from the Beyond Borders 2022/2023 study include: 1) LatAm's cross-border digital commerce sales will boom through 2025 The cross-border online market in Latin America is back on its high-growth track: in 2022, almost 75 per cent of Latin Americans have bought online, and this share of the digital market is expected to expand almost 45 per cent by the end of the year - nearly 10 percentage points higher than the domestic digital commerce's (36 per cent), according to AMI. This trend should continue to be true over the next several years, with international online sales in LatAm accelerating at an average of about 34 per cent per year through 2025, above the overall digital commerce growth of 25 per cent. "Latin America accelerates above global averages in all digital verticals, and the region has a very interesting combination of good cross-border share while keeping high growth rates: while smaller markets have the largest cross-border portion of their overall digital commerce, like Paraguay, El Salvador and Panama, it's in the largest markets like Brazil, Mexico and Colombia that cross-border grows the most," said Etcheverry. 2) High-ticket SaaS/cloud payments in LatAm and Africa emerge as a "mega" opportunity With so many major challenges to address - from banking to online security to healthcare - the SaaS/cloud market in LatAm was already one of the fastest-growing in the world last year. Adding more fuel, new regulations such as eFX in Brazil - which allowed financial institutions to process foreign exchange transactions up to USD 100,000 with immediate settlement and through an e-commerce platform - are expected to push new solutions and business models for "macro payments". The B2B market for SaaS/cloud has become a mega-opportunity in Latin America, with a projection of almost 30 per cent annual growth through 2026, per EBANX calculations based on IDC and Statista's data. With an average value of USD 45,000 today for a B2B SaaS contract purchase in the region, these high-ticket items are about 80 per cent of the total SaaS/cloud online payments volume in LatAm, versus 20 per cent of the B2C SaaS/cloud services. "LatAm is seeing a strong expansion of cloud services for companies, directly linked to the digital market expansion and the evolution in the payments ecosystem. We see a similar trend in Africa, a region where the SaaS/Cloud vertical is the one that grows the most and at a faster pace than the global rate as a result of the bloom in the digital economy and the improving payment-processing landscape in the past few years," said Erika Daguani, VP of Product at EBANX. "The payments innovation created within both regions is helping to foster the B2B SaaS/cloud industry in their markets." 3) Alternative payments for creators, streaming and gaming are all on the rise Latin Americans spend more time online than anywhere else in the world - including gaming, social media, streaming entertainment, and more. This societal trend has created a multi-billion dollar business opportunity: the payout volume for influencers, streamers, and gamers in

Mexico , United-states , Argentina , Bolivia , El-salvador , Brazil , Paraguay , Ecuador , Curitiba , Paranár , Uruguay , Colombia