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RBI cancels Certificate of Registration of PC Financial Services Pvt Ltd

Reserve Bank of India on Thursday cancelled the Certificate of Registration of PC Financial Services Pvt Ltd, Delhi for violation of RBI directions on outsourcing and Know Your Customer norms. ....

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Digital financial transactions need a safety net

The Prime Minister recently called for a FinTech revolution with a security shield. The RBI’s working group on digital lending has submitted its recommendations, making it an opportune time to a ....

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Protection of customer interest non-negotiable: RBI Deputy Governor to NBFCs

The Reserve Bank of India (RBI) is inundated with complaints of harsh recovery practices, breach of data privacy, increasing fraudulent transactions, cybercrime, excessive interest rates and harassment of consumers, said deputy Governor M Rajeshwar Rao cautioning NBFC players against coercive recovery practices. ....

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Assam govt signs pact with microfinance firms to waive loans of women borrowers

Assam govt signs pact with microfinance firms to waive loans of women borrowers
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Can the bank take your assets if you have defaulted on a personal loan?

Lenders typically get serious with regards to recovery when there is a prolonged delay in repayment of the loan. While there is no immediate threat of asset being taken over by the lender however, in the long run an unsettled default could be very costly. ....

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