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Mortgage rates are low overall today. The US needs longer-term inflation and employment improvements for mortgage rates to increase significantly.
Today's fixed mortgage rates are higher than they were three weeks ago, but data shows that rates are still at historic lows.
Mortgage rates are low today. Adjustable rates have been dropping for three weeks, making them competitive for the first time in months.
The two most common types of home loans — fixed-rate and adjustable-rate mortgages — each have pros and cons.
Today's adjustable mortgage rates are lower than they were this time last month, but fixed rates are higher. Adjustable rates may continue to drop.