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Could stability be returning to a previously unsettled mortgage market? In late January, Octane Capital revealed that average monthly mortgage repayments had fallen by 14% since the announcement of the September mini-Budget. Prior to former chancellor Kwasi Kwarteng’s fiscal statement last year, a typical two-year
Generation Home has made rate reductions across its five-year product ranges and introduced new three-year products. The lender has lowered rates by up to 42 basis points on its five-year product ranges. New rates include five-year fixes at 70% and 75% LTV with a £999 fee down by 37 basis points to 4.52% while rates
Generation Home (Gen H) has launched intermediary exclusives, effective from today (27 January). As part of the exclusives, brokers on the lender’s panel will be given free valuations on their applications. Brokers will also be provided with free legal work on home purchases provided by Gen H Legal for members of the
Generation Home (Gen H) has launched its second round of rate cuts of the year across its two- and five-year product ranges by up to 18 basis points. The digital lender says highlights include: Two-year fixes at 75% loan to value, with a £999 fee have been reduced by 18 bps to 4.79% Two-year fixes at 80% LTV,
Generation Home (Gen H) has replaced its standard variable rate (SVR) of 7.5% with a Bank of England Base Rate Tracker +3% for a reversion rate of 6.5%. The lender says the decision has been taken “to provide greater transparency” for its customers. Gen H has also revisited its mortgage rate stress assumptions. Some