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You can make payment using the recipient's phone number You’ll be required to enter your UPI PIN before sending money Google Pay, earlier known as Google Tez, lets you send and receive money online using four different methods — UPI ID, phone number, bank details and bar code. It allows you to do online shopping, mobile recharges as well as make payments at offline stores. The app enables contactless payments and supports regional languages, so you can choose to access its features in your native language. If you are new to Google Pay, then here's a simple guide on how to send money on th...

Highlights It is developed by NPCI. It is an RBI regulated entity. New Delhi: Unified Payments Interface (UPI) is an instant payment system developed by the National Payments Corporation of India (NPCI), which is an RBI regulated entity. UPI is built over the IMPS infrastructure and allows you to instantly transfer money between any two parties' bank accounts. In other words, UPI is a system that powers multiple bank accounts into a single mobile application (of any participating bank), merging several banking features, seamless fund routing & merchant payments into one hood. It also caters t...