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That maybe you don't want to spend the money on it. but when you do the math of how much time you are spending on silly things like recording people's vacation time. that they could be putting in themselves. for most kotds it works out. >> getting reminders of performance reviews is an enormous thing. i thought people would resist putting their personnel or employees information in the cloud with these things. that hasn't been the case, people have been migrating to it. >> great tips. when we come back, we know this is top of mind for many of you. how do you manage your health care costs? and ...

Type of platform. >> it is so true. . when you do the math of when you do the math of how much time you're spending on silly things like recording people's vacation time that they could be putting in themselves, for most companies it really works out. >> right. >> all right. >> getting reminders of even performance reviews is an enormous thing. i thought people would, because we're going to the cloud, a lot of my clients would be resisting putting their personnel or employee information on the cloud with these things. that hasn't been the case. people have really been migrating to them. >> gre...

War hero's body and lay him to rest. what a wonderful thing. god bless them. >> their families should be very proud. >> we have time to do one more thing. >> i have two. mentoring tips for millennials. annual tradition of mine. five great tips. check it out. i also want to pay tribute to terry hunt. he is an associated press reporter, works for the associated press for 46 years. covered all the presidents from reagan, bush, clinton, obama. amazing guy. i learned a ton from him when i was at the white house. he's got a good friend from reuters. i have to tell you as the deputy press secretary, ...

Usually there's a great package. >> what if you're not sure g you're going to use the membership. >> not you. but other people. >> you fall off. >> make sure to look at all the cancellation fees and see what they have to offer. so if you have to sign a contract, maybe choose a different gym. look to see what a great offer is and try to stick to it. you feel good and healthy when you work out. it's a good resolution to keep. >> it's the first week of january, don't tell us it's too late. it's the perfect time to set your goals and save some money. rachel cruz, thanks so much. >> exactly. >> tha...

>> i should be calling someone on your team, you write it town and they push it out. >> i actually as a business owner make sure that i personally you know, kind of focus on what is my message and humanize it. that's the key word for me. don't make it sound commercial. >> that's the interesting thing, too. lot of people want to hire outside companies, interns, et cetera, to do it, which is okay but it has to be your voice. >> don't automate the content. make sure you're behind that content creation or you know, at least making sure that outside entity really knows your business. >> thanks, you...