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Issues that people were afraid of was that it would slow down growth. that companies would not hire the 50th employee. so now that we are many years into obamacare, and we can look backwards. i would like to get both of your takes on that. did indeed that happen. did companies not hire the 50th employee because of the mandate to provide them health insurance, john, i'll start with you. we don't have any evidence there was any real affect having the 50 threshold. most businesses over 50 employees offered coverage before the act was passed. what's really important is under the aca people were ...

Before obamacare, one of the big issues that people were afraid of is that it would slow down growth, that companies would not hire the 50th employee. now that we are many years into obamacare and we can look backwards, i would like to get both of your takes on that. did, indeed, that happen? did companies not hire the 50th employee because of the mandate to provide them health insurance? john, i'll start with you? >> sure, j.j. we don't have evidence there was a real effect adding the 50 threshold. most offered coverage before the act was passed. that's important is under the aca, people were...

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