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Spent a lot of gleerts insurance industry is not put so many mandates in the insurance coverage laws, number one, and number two, to have plan designs where individuals themselves pay at least a third of the cost themselves and pay a lot of that up front. some of the low-income people would have a more difficult time with that. but it's my view we don't ask people enough in terms of what they should do to pay, and therefore some people don't have any idea. megyn: spoken like a former insurance executive, doctor. dr. berger good luck with doctor's express. it sounds like an interesting venture....

Prosperity. megyn: leonard leo, thank you so much for being here. >> thank you. megyn: well, new warnings today from some doctors regarding the nation's health care law. after a new survey finds that nearly two-thirds expect quality of care will decline. just ahead, i'll be joined by a panel of doctors for a look at what this means for you and your family and their health care. and is california's former first couple getting back together? why some say the expression "i'll be back" may have a new meaning today. plus, he was a popular novelist before he was convicted of killing his own wife...