Next on tap for joran van der sloot, he'll be face to face with a judge on monday. that's when he gives his formal statement. kiran and drew? back to you. >> jean, thanks so much. still to come on most news in the morning, no more free toasters and good-bye to free checking. christine romans is "minding your business." some more changes for the way that you do banking. 18 minutes past the hour. being the youngest... i always got hand-me-downs. ♪ every time someone outgrew something... it became mine. ♪ and now, i'm okay with that. ♪ do something good for the next generation. love a car...