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Playing for a plan with 5, $6,000 deductibles. if young people don't sign up quickly isn't the president going to be forced to delay the beginning of obama care which is what a lot of republicans wanted him to do in the first place? >> i don't know if he is going to be forced to delay it. but you raise an important point. the way these exchanges work is if enough young people sign up to lower the overall burden, because what everyone likes is pre-existing conditions being covered, but that only happens if you have a broad enough marketplace. the hassle factor which is a significant factor, if ...

Quickly, isn't the government going to be forced to delay it? >> the way these exchanges work is if enough young people sign up to lower the overall burden, because what everyone likes is pre-existing conditions being covered, but that only happens if you have a broad enough mash kit place. if the hassle factor is too high, the young and healthy won't sign up. then you have a fundamental problem with the march kit. now whether the administration will conceive that and be forced to delay, that's several chess moves out. >> it's going to be fascinating to see what happens. the very people today ...

Separate plastic bag and all of those things contribute to making it more convenient to travel by car and less expensive. >> cnn has a poll out today on how americans feel about the economy. according to this poll for may 17th and 18th, in december 26% of americans thought economic conditions were good. that number has gone up. in march it was 31%. now it's 33%. so people are slightly more confident about the economy since december. is this tracking the same data that you have at triple-a? >> i think that's consistent. again, if you think about the context of memorial day this year and memoria...

She said she was just wondering why yogurt is more dangerous than a knife. the tsa argues the rule change will actually improve security by letting screeners focus on finding more dangerous objects like bomb components. >> what this will help us do is achieve three things. better security from the standpoint of focusing on those items that can be catastrophic. two, make it more efficient in terms of the check point through-put and then, three, we'll address the hassle factor. >> shepard: look shoes and shampoo. this isn't only the only controversy tsa is facing far from it. taking criticism fo...

How long and at what age? >> at any age when you're putting money aside for a short-term, we call that savings and that's five years or less. when you're investing, you're going to be leaving the money alone at least five years or more. that's how we define those terms. >> steve: okay. you also like mutual funds. a lot of people try play that casino called wall street. you say invest in mutual funds for roth ira and 401(k) as well. >> a lot of these scandals that are out there had to do with single stock problems and companies recommending certain single stocks. you avoid that if go into the d...