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Court Issues First LEG3 Defects Exclusion Decision | Cozen O'Connor

In a case of first impression, the United States District Court for the District of Columbia (applying Illinois law) rejected a LEG3 exclusion as ambiguous. See S. Capitol...

Illinois , United-states , London , City-of , United-kingdom , District-of-columbia , London-engineering-group , United-states-district-court , Capitol-bridgebuilders , Frederick-douglas-memorial-bridge , Insured-property

Federal Court Finally Issues an Opinion Analyzing LEG 3 (and It's a Win for Policyholders) | Pillsbury - Policyholder Pulse blog

The London Engineering Group’s LEG 3 exclusion—one of three standard form provisions issued by the London Engineering Group addressing coverage arising from construction or design...

Illinois , United-states , London , City-of , United-kingdom , District-of-columbia , Court-coverage-analysis , Us-district-court , Lexington-insurance-company , Pillsbury , London-engineering-group

Physical Alteration of Insured Property not Required for Coverage Under a Communicable Disease Coverage Extension | Haight Brown & Bonesteel LLP

Physical Alteration of Insured Property is not Required for Coverage Under a Communicable Disease Coverage Extension Where “Direct Physical Loss or Damage” Under the Terms of the...

State-of-california , California , United-states , Oregon , Idaho , American , Fireman-fund-insurance-company-no , Mmi-inc , Obrien-sales-mktg-inc , Fireman-fund , Healthcare-center

Hurricane-Ready Insurance Coverage

Hurricane-Ready Insurance Coverage
natlawreview.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from natlawreview.com Daily Mail and Mail on Sunday newspapers.

New-york , United-states , Puerto-rico , Florida , Floridians , Civil-authority , National-oceanic , Atmospheric-administration , Florida-office-of-insurance , Gulf-coast , New-england

Construction all risks insurance – challenges with LEG3 coverage

In Denmark, construction all risks insurance covers damage in connection with a construction. It is an 'all risk' insurance, which means that most damage is covered unless directly excluded in the insurance terms. However, primary damage is not generally covered. As several players in the construction industry demanded coverage of primary damage, the London Engineering Group (LEG) introduced the so-called 'LEG3/96' coverage. This article examines challenges associated with LEG3 coverage in Denmark.

Denmark , United-kingdom , London , City-of , Danish , London-engineering-group , Insured-property , Executive-order , Good-practice , Financial-undertakings , Law

Insurers' COVID-19 Notepad: What You Need to Know Now (Week of May 24) | All Alerts & Newsletters


May.24.2021
Courts Dismiss COVID-19 Business Interruption Claims
On May 13, 2021, the district court for the Northern District of Georgia granted American Family Insurance Company’s and Midvale Indemnity Company’s motion to dismiss a COVID-19 business interruption claim filed by the operators of two barbeque restaurants. The court concluded that the plain meaning of the phrase “direct physical loss” requires that there be “actual, physical damage to the covered premises” and the plaintiffs failed to allege any change to the physical condition of property due to COVID-19 closure orders. Order at 11. The court further found that the policy’s unambiguous virus exclusion bars coverage because the plaintiffs “claim no losses that were not caused, at least indirectly, by the virus.”

New-york , United-states , Louisiana , Georgia , Westport , Nevada , Missouri , Vermont , Allegheny-county , Pennsylvania , Florida , Minnesota