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>> dana: prices of everything are on the rise. the labor department announced that inflation has reached a 13 year high. wages are also increasing but not enough to keep up with higher costs. our next guest has tips to keep your budget from going into the red. dave ramsey is a host of the ramsey show. this is a big problem. yesterday the government said heating bills will jump 54% compared to last winter. how do people prepare for that? >> obviously it's coming. just like christmas is coming. we have to prepare and say this is what is coming at us. our budget will get tighter and tighter. we w...