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Came up here legally. that started a process for me. right there then, if you're going to do something, do it right. >> reporter: hernandez says it was his job at a bank, processing loans, that made him see things clearly. >> i saw a lot of the abuses by illegals, you know, fraudulent social security numbers, fraudulent i.d.s, buying houses, stealing people's identities. >> reporter: these men admit they're here illegally but tell us look around. there are no americans out here looking for work. what kind of jobs are you trying to do? >> he does any kind of labor to help out. maybe cleaning fl...

Identities. >> reporter: these men admit they're here illegally, but they tell you, look around, there are month americans looking for work. what kind of jobs are you trying to do. >> he does any kind of labor to help out, cleaning floors, laying tile. >> reporter: they also tell us they're not here to cause any problems. they're just hear to work hard and give food to their families. hernandez isn't swayed. >> this guy is paying no taxes. there's no paper trail of what he's making, so he can go apply for food stamps. >> reporter: for hernandez and many others, the issue is largely economic. h...

To make hard decisions and tell people no, you are not getting any more of our money, pretty simple. >> if you can't afford the house, don't buy it. you have to be told no at some point. if you don't have a credit rating that can buy the car, you done buy the car. it's not nice. it is not politically correct, it doesn't feel good, but it's the right thing to do. >> when i grew up, when i started my adult life to dropout of college three times i couldn't afford to pay for. i was doing construction painting houses, laying tile and doing anything to get my next batch of money. i drove two and thr...

Enterprise, et cetera, we have to make hard decisions and tell people no, you are not getting any more of our money, pretty simple. >> if you can't afford the house, don't buy it. you have to be told no at some point. if you don't have a credit rating that can buy the car, you done buy the car. it's not nice. it is not politically correct, it doesn't feel good, but it's the right thing to do. >> when i grew up, when i started my adult life to dropout of college three times i couldn't afford to pay for. i was doing construction painting houses, laying tile and doing anything to get my next batc...

Pretty simple. >> if you can't afford the house, don't buy it. you have to be told no at some point. if you don't have a credit rating that can buy the car, you done buy the car. it's not nice. it is not politically correct, it doesn't feel good, but it's the right thing to do. >> when i grew up, when i started my adult life to dropout of college three times i couldn't afford to pay for. i was doing construction painting houses, laying tile and doing anything to get my next batch of money. i drove two and three hundred dollar cars. i pained my land lord's apartment. i never expected the rich t...