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The rate of increase is kind of what you expected. the big question is going to be repealing is easy. that's a sign away. what they do with it. what is your head in where you think the plan winds up three years from now? >> i think right now the conversation in washington and everywhere across the country is shifting, as i said, from slogans and rhetoric and the reality. the reality is that many of the benefits. many people don't know they're from the affordable care act. we heard the president-elect keeping up to 26, your children on your policy up to 26. pre-existing conditions and many of t...

Lifetime limits. i've met children who by the age of 15 had run through their entire insurance for a lifetime. but that no longer can happen. >> secretary, i have two quick questions. we are running out of time. i want to make sure we get to them. one is the counterargument is you have premiums going up by double digits in some places. doesn't this law need to be fundamentally changed in some way? what are you saying to the folks? >> what are consumers actually paying? for the 159 million americans who have insurance through their jobs, actually what they've seen in their premiums, in five of ...

Positives. more americans covered. no lifetime limits. no more denial of coverage for pre existing conditions. according to the latest government analysis, most people are able to find an affordable plan. the president continues to sell it. >> now is the time to move forward. the problems that may have arisen from the affordable care act is not because governments too involved in the process. the problem is is that we have not reached everybody and pulled them in. >> michelle kosinski cnn the white house. >> reporter: lot to talk about. joining me now the panel. >> so david, trump is obviously...

Move as premiums move. so for those folks they will be insulated from the changes. >> reporter: insurers are having trouble affording those that have signed up but have more health problems than expected. some major insurers pulled out in states altogether. not enough young, healthy people are joining to offset the costs. that means fewer choices and higher rates. the white house agrees there are issues but focuses on the positives. more americans covered. no lifetime limits. no more denial of coverage for pre existing conditions. according to the latest government analysis, most people are ab...

Those indiana will go down by 3%. the democratic governor of minnesota declared. >> the reality is the affordable care act is no longer affordable. >> today the administration pushing back, saying the vast majority of people on obamacare won't feel those increases. >> 85% of those folks actually have the tax credits or the subsidies that help them. and those subsidies are designed to move as premiums move. so for those folks, they will be insulated from those changes. >> insurers are having trouble affording all of those who signed up but who have more health problems than expected. some major...