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Changed. nearly 25% say it's because they need to save more, while 18% say it's because they're too concerned about the economy. analysts say the results of that survey could be a sign that americans won't be spending as much in the holiday season as they did last year. let's bring in vera gibbons, financial journalist who's written for "market watch," "the new york times," "reuters" and others. the youngins don't feel right they need things, like to keep it light, keep it tight. they don't need what the rest of us need. >> the millennials have $35,000 in student loan debt, this year's graduat...

One day i'm at home and look online and i'm all over the newspapers in england. in the headlines like victoria beckham buys frothy portrait from new york artist on the front page. >> how does one go from being a barista to the michelangelo of milk? >> i thought it was funny. i got really good at doing latte art. someone was like i bet you can't draw a face. >> your career was launched on a dare. >> i tried to take it to another level. why stop there? >> despite his rapid success, breach still remains grounded and just like the foam, keeps it light. >> the art to me looks very serious. you don'...

Economic benefit to them. at least, for the moment in havana. they're dancing. it is quite a show. anderson, kathy. have a great new year's in havana. check in withee you later on. we continue to count down. >> we to keep it light, patrick. i didn't know patrick was keeping it real from cnn. >> lack who joined us. richard qwest. >> you invited me to a party. i had to dress. >> why are you shouting at me. what have i ever done to you? >> she is supposed to touch it first. >> oh. my turn. >> so, that is like a metal vest. >> beading. beading. it's probably been gently beaded. up oh. >> i'm not a...

Enskbroiing the spectacle at the tropica tropicana. don't see a lot of cubans here because it's an expensive show. they're very hopeful that next year will be a better year for cuba. that some of the americans coming here, economic benefit to them. 3wu at least for the moment right now in havana, they are dancing and it's quite a show, anderson and kathy. >> we'll check in with you a little later on. >> way to keep it light, patrick. >> well, you know, yes. >> i didn't know patrick was the keeping it real for cnn. >> a lot of information. >> richard quest is here. >> i had to dress -- >> why a...

Of shame. what about talking work at the work party? >> there is a right way and wrong way to talk shop. watch this. >> it's so good to see you at night. >> what's happening? >> hey. >> did you guys go over the latest numbers in the meeting at 4:30 tomorrow? >> can we set that up tomorrow? >> i was surprised about the findings. >> but that is something that can wait. >> look at me. >> doesn't want to talk numbers. >> our boundaries about what to talk was work. try not to talk too much shop. keep it light. keep it personal. not too personal. >> let everybody relax. >> whatever you do, don't mak...