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Of shareholders. the way the petition is written up, an argument in the interest of shareholders disclosure. the real political reason people want this is that they think it is in the public interest and may be a perfectly good argument. i don't think it is a proper use of the sec. >> i think that if you have to see that, of course, it is in the -- best interest of -- investors and in, fact the sec is tasked not just with the authority but with the responsibility to make sure that there is this kind of disclosure of for risk factors to investors. to investors need to have the information that ...

Liabilities are. they want to see tax returns. if you're in business for yourself, they want to see profit/loss statements. if you're not, they want to see your w-2's and your pay stubs. those negotiators, eric, are the players that are involved with the realtors negotiator trying to ultimately reach a decision if you're going to be able to have a short sale accepted and you have to show financial hardship. >> well, who pays for all this? >> well, basically, everybody has -- the lenders are paying for the negotiators and the realtor has a negotiator that gets paid a fee on the back end and wha...