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Looking back at 10 years of Development Impact: Did our blogs age well? Photo credit: Mariajose Silva Vargas 10 years is a decade. 1,500 blog posts are a lot. We thought we’d reflect a little bit on how this all went since we had the idea of starting it in 2011. The thing that we want to start with is the quality of our readership. In the early days, we would, not infrequently, receive comments from people, including guest bloggers, along the lines of “you don’t get a lot of comments, but the ones you get are very high quality” (in the first year we received 115 comments on 179 posts;...

Salary Delays and Overdrafts in Rural Ghana This study uses data from a rural bank to show that receiving a late salary payment increases the likelihood of taking an overdraft by 10% From: Contents Abstract Checking overdrafts are an expensive yet common way for bank account holders to obtain short-term credit when faced with unexpected shocks. In developing countries, one common shock that many salaried workers face is late or erratic payment from their employer. We use administrative data from a rural bank in Ghana to show that receiving a late salary payment increases the likelih...