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who just got fed upwith the world, got fedup with being told go to college,get a job, make a living. you know,it is really frustrating. the boomers,they think we're lazy. you know the whole term, pull up your bootstrapsand work hard and you get the same lifethat they had? no. the world is very,very different these days. hell, the next pandemicin 2025 might wipe us all out anyways. i ain't got timeto wait for retirement. you got to will itinto existence. life's just not fair.the world is a harsh place and the stock market was justthe purest form of yolo. [music playing] reporter: stoc...

what's the story to you? - [sighs] i think the story is abouta group of idiots, a very large group of idiots, who just got fed upwith the world, got fedup with being told go to college,get a job, make a living. frankly,that's just not realistic for our generation. you know,it is really frustrating. the boomers,they think we're lazy. you know the whole term, pull up your bootstrapsand work hard and you get the same lifethat they had? no. the world is very,very different these days. hell, the next pandemicin 2025 might wipe us all out anyways. i ain't got timeto wait for retirement. yo...

[laughs]to the election. it's been like 99 lifetimesin a year. i just think that we're soldthese narratives about, like, things that justaren't real. chris garcia:the other big thing, too, was about this time,my fiancée was pregnant. so that was oneof those things where it was like, oh, man,this investing thing, i got to be smart about it because nowi got a baby coming. so this could be money to setaside for formula or just doing the baby's room,doing the floor to the house-- all these smallthings you hear of, right? a baby is goingto change your life. you need all this moneyfor stuff. and i ...

So that was oneof those things where it was like, oh, man,this investing thing, i got to be smart about it because nowi got a baby coming. so this could be money to setaside for formula or just doing the baby's room,doing the floor to the house-- all these smallthings you hear of, right? a baby is goingto change your life. you need all this moneyfor stuff. and i had no idea. i mean, i had a dog. kirsten: when covid did hit, my dad's bar and restauranthad to be shut down. it was kind of scarybecause we had no idea how longthis was going to last. that's when i startedworking at a grocery store. ...

So that was oneof those things where it was like, oh, man,this investing thing, i got to be smart about it because nowi got a baby coming. so this could be money to setaside for formula or just doing the baby's room,doing the floor to the house-- all these smallthings you hear of, right? a baby is goingto change your life. you need all this moneyfor stuff. and i had no idea. i mean, i had a dog. kirsten: when covid did hit, my dad's bar and restauranthad to be shut down. it was kind of scarybecause we had no idea how longthis was going to last. that's when i startedworking at a grocery store. ...