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Design notes for this week from Tone on Tuesday | Architecture & Design

Locals demonstrated loudly against its demolition, and so the Government agreed to re-build it, piling a terrible idea on a bad one. No budget or site was established by the bureaucrats; once demo had taken place it had nowhere to go; some of the protesters conceded that there was no point creating a Disneyfied Madame Tussaud’s house. Quite how saving rendered bricks to be scraped clean and re-rendered is a heritage move mystifies me.



New-york , United-states , Brooklyn , France , Cape-york , Queensland , Australia , Sydney , New-south-wales , Coney-island , Willow-grove , Victoria

PUCL Condemns The Raid Of The House Of Seema Azad

*The PUCL demands the closure and halting of investigation of the NIA FIR, RC-01/2023/NIA/LKW, based on which raids in 8 locations of 5 districts of UP were

Delhi , India , Chandauli , Uttar-pradesh , Allahabad , Azamgarh , Deoria , Varanasi , Soni-azad , Ritesh-rai , Kavita-srivastava , Rajesh-azad

'Tyrannical Act,' Say Activists as NIA Raids Rights Defenders, Students in Uttar Pradesh

'Tyrannical Act,' Say Activists as NIA Raids Rights Defenders, Students in Uttar Pradesh
thewire.in - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from thewire.in Daily Mail and Mail on Sunday newspapers.

Allahabad , Uttar-pradesh , India , Azamgarh , Deoria , New-delhi , Delhi , Kanpur , Machhlishahr , Banaras , Chandauli , Uttarpradesh

BFAR explains red tide presence in Tacloban's Cancabato Bay

RED TIDE. Fishing boats are docked in Cancabato Bay in Tacloban City in this undated photo. The Bureau of Fisheries and Aquatic Resources has identified three factors for the red tide toxins persistence in Cancabato Bay since 2022. (File photo courtesy of Noel Castillo) TACLOBAN CITY - The Bureau of Fisheries and Aquatic Resources (BFAR) has identified three factors why red tide toxins have persisted in Cancabato Bay since last year. In a statement issued Tuesday, BFAR said the bloom is triggered by high concentration of nutrients; changes in environmental conditions like water temperature, salinity or light intensity; or physical concentration in the area due to local patterns in water circulation. Nutrients can become run-off waste from the city's coastal communities, according to BFAR. "The water circulation factor may also be the cause of the persistent presence of the toxic dinoflagellate in Cancabato Bay because of the cove-like structure of the area," BFAR said. Based on the laboratory examinations conducted by the BFAR regional fisheries laboratory in this city, the levels of saxitoxin in shellfish samples collected along Cancabato Bay have been increasing since Nov. 23, 2022. "The shellfish meat samples tested were already above the regulatory limit of 60 microgram of saxitoxin per 100 grams of shellfish meat using screening test," BFAR added. On Jan. 25, 2023, the BFAR main office declared the Cancabato Bay as positive for red tide and imposed a shellfish ban as reflected on the National Bulletin No. 2 Series of 2023 and National Shellfish Advisory 6 based on the confirmatory analysis conducted by the National Fisheries Laboratory Division. "The public is advised to refrain from gathering, selling, and eating all types of shellfishes and Acetes sp. locally known as 'alamang' or 'hipon' from this bay," BFAR said. Cancabato Bay is a rich source of cockle clams being shipped to Taiwan and Hong Kong. Fish, squid, crab, and shrimp gathered from these areas are safe to eat provided that all entrails are removed and the marine products are washed thoroughly with running water before cooking. BFAR asked local government units to heighten their watch against the gathering, trading, and consumption of shellfish to prevent the incidence of paralytic shellfish poisoning (PSP), which can occur minutes after ingesting bivalve shellfish (such as mussels, oysters, and clams) that contain red tide toxins. Early PSP symptoms include tingling of the lips and tongue and may progress to tingling of fingers and toes and then loss of control of arms and legs, followed by difficulty in breathing. Red tide is a term used to describe a phenomenon where the water becomes discolored due to high algal biomass or a high concentration of algae. (PNA) }

Taiwan , Tacloban , Philippines , Hong-kong , Cancabato-bay , National-shellfish-advisory , Bureau-of-fisheries , National-fisheries-laboratory-division , National-bulletin-no , Aquatic-resources , National-bulletin

Latest News | CII Urges Centre to Reduce Personal Income Tax to Spur Economic Activities

Get latest articles and stories on Latest News at LatestLY. The Confederation of Indian Industry president Sanjiv Bajaj on Wednesday asked the Central government to contemplate reducing the personal income tax rates to spur economic activities.
Latest News | CII Urges Centre to Reduce Personal Income Tax to Spur Economic Activities.

China , United-states , India , Bengaluru , Karnataka , America , Amit-shah , Bajaj-finserv , Union-home , National-bulletin , Confederation-of-indian-industry , Indian-industry

Latest News | Housing Finance Companies Likely to Grow at 10-12 Pc in FY23: Report

Get latest articles and stories on Latest News at LatestLY. Domestic rating agency Icra Ratings on Wednesday revised the growth estimate for Housing Finance Companies (HFCs) to 10-12 per cent for FY23 from an earlier projection of 9-11 per cent.
Latest News | Housing Finance Companies Likely to Grow at 10-12 Pc in FY23: Report.

Mumbai , Maharashtra , India , Sachin-sachdeva , Banking-financial-companies , Housing-finance-companies , National-bulletin , Prudential , Housing-finance-companies-hfcs , Icra-ratings , Google-top , Vice-president

TPO loan, Customer Service, CRA, QC, Lead-Gen Tools; Widespread Agency Changes; Why No Decent ARM Pricing?

Running feels great unless you compare it to not running. While here in Northern California for a board meeting, I received, “I read your capital markets section every day because I can understand it, but can you please knock off using ‘basis points’? They are confusing.” I admit they take a while to understand, but easy to compare & convert the two. 1 percent is 100 basis points. 50 basis points is ½ of one percent. 75 basis points is ¾ of one percent. I mention this because “seventy-five basis points is the new 50 basis points.” Everyone was expecting ½ percent increases in Fed Funds, but no more. A relentlessly hawkish Federal Reserve is ramping up market expectations for big interest rate hikes that would have been considered unthinkable (and market crippling) just two months ago. Nomura says that the FOMC will hike the fed funds rate by 75-basis points in June and July after a 50-basis point rise in May. That would bring the rate up to 2.25 percent, a phenomenal amount of tightening given that the Fed was still easing by buying assets as recently as March. With mortgage rates at the highest in 10 years, lenders are more likely to see requests for pricing exceptions. STRATMOR Group is conducting a short survey to better understand how lenders are handling pricing exceptions in the face of new regulations and the current market. The results of the survey will be shared with participant lenders. (Today’s podcast is available here and this week’s is sponsored by Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.)

New-york , United-states , Granite-bay , California , Texas , Philadelphia , Pennsylvania , Lakeview , China , Sacramento , Russia , Bayview

Lender Products and Services; IMB Profits Plummet; Conforming Updates

Another day of travel, heading to California and its Central Coast. The state has seen its share of house price appreciation, as has the nation, and in terms of actual sales there are some who are predicting a steep decline in sales activity despite heading into the traditional summer buying season. (And there are stories about home “buyer’s remorse” which to me sound like whining.) Yes, as prospectors said starting in 1849, “there’s still gold in them thar hills.” There’s gold in startups also: Of course the co-founders are beaming in the photo from Tomo, a startup founded by former Zillow execs that aims to speed up the mortgage approval process, raised a $40 million Series A round at a $640 million valuation, doubling the company’s value after it raised a $70 million seed round last year. But there’s less gold in lending. Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a net gain of only $1,099 on each loan they originated in the fourth quarter of 2021, down from a reported gain of $2,594 per loan in the third quarter of 2021, according to the Mortgage Bankers Association’s (MBA) newly released Quarterly Mortgage Bankers Performance Report. Marina Walsh, CMB, MBA’s VP of Industry Analysis, observed, “Among the headwinds were lower revenues and higher production costs… The average cost to originate a mortgage has now risen for six quarters in a row, reaching a study-high of almost $9,500 per loan by the end of 2021.” (More below!) 

California , United-states , Genesee , Texas , Ukraine , American , Freddie-mac , Kate-dekay , Kevin-peranio , Nxtsoft-omniconnect , Francisco-daly , Marina-walsh