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Doesn't seem to make a whole lot of sense. and we're talking about people, rachel, in the non-group markets. so they don't have the protection of being able to negotiate in a bigger pool. they don't have the opportunity to get discounts. most of these folks are locked out of the group market, either because their employers don't offer coverage or they might have a pre-existing condition. so they really have no options. and they're looking at coming up with thousands of dollars more or not having coverage at all. >> sounds like you're not satisfied with that explanation. >> not so much. >> you ...

Employers don't offer coverage and they may have a pre-existing condition. so they really have no options. and they're looking at coming up with thousands of dollars more or not having coverage at all. >> sounds like you're not satisfied with that explanation. >> not so much. >> you said today that the president plans to put out a proposal for health reform before this bigpy partisan summit that's due to happen next week. what should we expect the plan to look like? is it a combination of the house and senate bill? >> i think he's likely to get a lot of the best ideas. they have worked for ove...