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Today's mortgage and refinance rates are lower than they were last Thursday, so it might be a good day to lock in a mortgage rate.

The average refinance rates and 5/1 ARM rates are up since last Tuesday. But fixed rates on new mortgages are down.

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Both refinance rates and rates on some initial mortgage terms have gone up since last week. But mortgage rates are still at historic lows in general.

Fixed mortgage rates have decreased a little since last Thursday, and refinance rates are down overall. It could be a good day to lock in a rate.