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A USDA streamline refinance and streamlined assist refinance both let you get a new USDA mortgage without going through an appraisal.

Your child's credit score could benefit when they piggyback on your good credit history, improving their chances of getting approved for cards later.

Set up a brokerage account Online brokerages are investment platforms that offer wealth-building products like self-directed trading accounts, automated investing accounts, and retirement savings accounts. If you'd like to invest $5,000 without running into large minimum account size requirements, most brokerages let you get started for free. This is typically the case for self-directed, or active, investing accounts. For instance, Merrill Edge, Fidelity, and E*TRADE all offer commission-free trading for investors who trade on their own. And many of these investment apps also let you avoid m...

A survivorship life insurance policy could make sense if there is an age disparity or health issues. It's also good for high net-worth couples looking to lessen estate gift taxes for their beneficiaries. Married couples can get separate individual life insurance policies, but there are also joint life insurance policies geared towards married people and couples. According to Mark Williams, CEO of Brokers International, joint life insurance policies can be beneficial for high-wealth couples seeking to lessen the impact of inheritance and estate taxes ...