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And the individual who is paying their own policies, it's the biggest budget item per crisis they've got right now, if you're going to go into office and kill that, you better go into office and kill that. you can't be a squirrel in the road. you can't get a.d.d. with your political cronies and run back and fort. you better follow through. make it predictable. enemies or not. people that love you, people that don't. take that path. the rest of us can follow and judge and make our hires and make our business strategies based on that pre dingtable environment. >> we were talking before about goo...

Is it fair to say that for these families, that donald trump is actually a hero in this aeir stories? >> for 800 people. there's 300 million of us out here, though. logistically, your last guest was absolutely correct. the adult of him to go around on a micro one-off basis and do these deals all over the place and single-handedly save the economy, that's ludicrous. what he can do and what a president can do realistically is set an environment, a predictable environment where business that is doing value-enhancing things to a community, that capitalism that's sanctified, capitalism that's moral...

But -- because again, i know where jobs come from. i'm literally creating them. i own a business that hires people. and people, small businesses, there's 27 million small businesses in america. they need a predictable environment in the economy, and they will create jobs. you don't have to go give them stuff like they did at carrier. we'll just do it. just don't take stuff from us, that's all we're asking. >> dave ramsey, when we come right back i want to know what advice would you give to president-elect donald trump? we'll be right back. and the best deals are on the best network. (both) yes...

The same's true at cnn, at any other business out there. we're bringing value to the economy and value to the community. he just needs to create the environment where we can do that again. and then step back and let that happen. the problem i've got when is these politicians come in and say, i created jobs. there's no politician creates jobs. business creates jobs. >> it reminded me of -- what you said reminded me of -- i don't know if you heard. i quoted sarah palin when she said she was concerned about the heavy hand of government that republicans oppose this, we support competition on a lev...

Education and possibly getting knocked out of saddle and redirecting a little bit, it kind of jostles you a little bit and we see people make, again, more money than they've made in their lives in that decade. >> i always say, there's nothing like time on planet. it's one of the best attributes you can have. you have to stay here long enough to get it. >> if you were donald trump's economic adviser, what advice would you give him? >> donald trump doesn't give a -- what dave ramsey thinks. >> i am not so sure. are you sure about that? >> again, back to what i was saying earlier. those of us who...