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>> no. no. more and more doctors are doing this. in fact, like i said, even hospitals will do this. the problem is it's not getting out there. people aren't aware of this. in fact, in oklahoma city, there is a center called surgery center of oklahoma city, started by doctors. they don't deal with insurance companies at all. they don't deal with medicare or medicaid. they have a very transparent, complete price schedule listed on their web site that includes everything from the surgery, to the nursing care, to the preand post op care. they're competing with the hospitals throughout oklahoma cit...

But it's anecdotal. the real evidence shows the extent of the problem is massively overstated and critically we never hear about the positive side of gambling which is true and far outweighs the negative. >> i think the issue is we don't ledges late by anec ab anecdote. > >> john: we do. >> we shouldn't. fair point. there was an an eck d anecdote e slinging around about a kid who lost a lot of money on line and then robbed a bank. they were blaming that on internet gaming. when we look in the uk which has very good statistics on this thing, preinternet gaming, preand post, there wasn't any inc...

Over the next hour we will focus on what you can control because smart is the new rich. we live in a time when there are more people on food stamps in this country than going to college. i'm joined by comedian hal sparks, president of capital management and clinical psychologist. we'll start with you. has the great recession changed us forever. >> it gave us a tremendous smack in the head. preand post barry bonds. before he was pretty good but after juicing. before and after it's like after debt. our credit card use, our saving rates stay between 5 and 6%. there was no accident the first time ...