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Something if we have to. >> juan: the president has proposed a global oil embargo. but the chinese don't seem to want to join in. >> greg: that's the problem with the chinese. they've got a get involved. i've been saying this all along. i said this back in the early '80s. the solution, it's a discussion. someone needs to invent a marriage counselor for countries. you bring the north korea guy and the american president guy, sit them down and say okay, let's get all this stuff out. they are terrible at it. get in the room and get all of this out. we are going to have a problem list. why should ...

Proposed a global oil embargo to shut down north korea's supplies, but the chinese don't want to join in. >> that's the problem with the chinese. they've got to get involved. i've'v been saying this all alo. i think i was the first person to say this back in the earlyth '80s. the solution is it's a discussion. somebody needs to invent a marriage counselor for countries, where you bring the north korea guy, the american president guy, you sit them down. you go, okay, let's get this stuff out. you sit down in a room. let's get this all out. we'll have a problem list here. why should you point mi...

>> juan: the president has proposed a global oil embargo. but the chinese don't seem to want to join in. >> greg: that's the problem with the chinese. they've got a get involved. i've been saying this all along. i said this back in the early '80s. the solution, it's a discussion. someone needs to invent a marriage counselor for countries. you bring the north korea guy and the american president guy, sit them down and say okay, let's get all this stuff out. they are terrible at it. get in the room and get all of this out. we are going to have a problem list. why should we point missiles at this...

Loan. >> that's part of it u shep. especially since banks have tightened lending standards a lot in the wake of the financial crisis, during the financial bubble, banks were basically standing on street corners handing out cash to anybody with a pulse. their lending standards were very loose. but other reasons for the drop in loans outstanding could be a lot of consumers and businesses are repaying their debts or that banks are writing off more uncollectible debts. also regulators have been pressuring banks to preserve and build capital. that hurts lending. and it appears that some people and ...

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