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Much like apple pay. chase says customer card numbers are never shared and merchants don't have the ability to store information. all of this new technology actually saves chase money. that's because 42% of customers still use tellers to deposit money versus 48% at atms and 10% on mobile. the last is the fastest growing of the three. up 25% year over year and it's also the cheapest for chase to process. just 3 cents per transaction. that's huge because customers make hundreds of millions of them each year. chase calls it the branch of the future but it feels more like what customers want right...

Shakes out of that mix. but i do believe this will be a firewall and i think the voters of south carolina, our primary voters, are typically a good blend of conservative mix. we'll see exactly what happens in a couple of weeks. >> without the results from iowa yet, we're seeing that santorum is it finally putting up ads. he spent almost no money but now is putting up ads in south carolina. what do you think about that whole firewall concept? >> well, i think it is a good concept and santorum has been very many, many times. i think he has some retail network. i think gingrich has done the same ...

But i do believe this will be a firewall and i think the voters of south carolina, our primary voters, are typically a good blend of conservative mix. we'll see exactly what happens in a couple of weeks. >> without the results from iowa yet, we're seeing that santorum is it finally putting up ads. he spent almost no money but now is putting up ads in south carolina. what do you think about that whole firewall concept? >> well, i think it is a good concept and santorum has been very many, many times. i think he has some retail network. i think gingrich has done the same thing, as has perry. rom...

he has three words of advice today for the obama white house to try to salvage the party's chances of victory in 2012. those words, "fire, indict and fight." james carville is joining us now. james, you created quite a stir in this article you've written for cnn.com. let me read a couple of lines. among other things you say, "what should the white house do now? one word came to mind, panic. this is what i would say to president barack obama. the time has come to demand a plan of action that requires a complete change from the direction you are headed." what are you talking about? >> ...