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>> really hard especially if you get a text message from a retailer supplies are limited only five left. do it now. i get it i remember those days. but, also, remember up if you panic buy across the board it can bust your budget. take a second, take a pause if you really need the things you are about to buy. also take a moment, do a quick google search. shop around, see what retailer has the best price for you. also, if you are in the store, ask for a discount and also in this environment, inflation, consider substituting. you may not need that exact item. you can probably get something similar for cheaper. kayleigh: yeah, you mentioned not tracking your spending dollar for dollar. you analogize it to crash diet. >> crash diets don't work for most people. really stressful and time consuming. instead of tracking your spending, automatically transfer all the amounts to fixed bill each month like rent, mortgage,

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