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Ways to get out. but they're continuing to draw money out. when that press release came out, it gives the impression to anybody that things are getting paid back and it just isn't true. >> rick: all right. tell us your take on the housing market as a whole. >> sure. overall, the economy has come up. we've gone up to levels we never thought literally, that we'd be at at this point. things are getting a little bit better and in certain markets, they've jumped up quite bit, in fee fix and detroit, we've seen a good year. >> rick: miami is rebound not guilty -- in florida. >> that's right. so thin...

Seniors when his 78-year-old mom is next to him. >> oh, not that tough, you know. everybody's mother likes their kid. the reason his mother is there is because they see a vulnerability and they're now trying to figure out how to deal with it. >> rick: susan, professor of law and political science at the university of southern california, you can read susan's syndicated column in newspapers all across the country every wednesday and friday. always a fun read. susan, thanks so much. patty ann? >> patti ann: rick, nothing says summer like an ice cold glass of lemonade. is home made better than a ...

Kiss. he said, the bad news is the ticket moved one point. the conventional wisdom has been when somebody is running one of those ads that says a heartbeat away from the presidency, it means they're in deep trouble. i think the selection of sarah palin four years ago and the attention that got and the, you know, incredible power, both positive and negative of that choice really has changed the dynamic. and i think that may reflect in this race as well with mitt romney's choice of paul ryan. >> rick: what about the fact that having ryan on the ticket for governor romney really has in some ways ...

East. open atlantic. that system is expected to eventually become the storm named isaac. we'll keep a close watch on that over the next several days. patti ann? >> patty ann: thanks. >> rick: nationally the unemployment rate is still over 8% and the economy is growing, but at a very slow pace. so now more and more americans are taking matters into their own hands. they're starting businesses themselves. for many of these so-called kitchen tables entrepreneur, it's the slow economy that's finally helping them make their dreams come true. elizabeth prann is live in atlanta with more. hi, elizabe...

They're going to try to do is get more of the mortgages off the books of fannie mae and freddie mac than had before. up until now it was 10% a year. now they're upping that to 15% and giving people the idea that this is getting better. the housing market is getting better, we'll talk about that in a second. but the idea that we're going to be paid back, just not going to happen. >> rick: why not though? i was looking at the earnings for fannie and freddie. fannie mae, $5.1 billion second quarter profit. they paid out dividends in $2.9 billion in dividends to taxpayers and freddy, $3 billion in...