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Virtual Particles: What are they? The term “virtual particle” is an endlessly confusing and confused subject for the layperson, and even for the non-expert scientist. I have read many books for laypeople (yes, I was a layperson once myself, and I remember, at the age of 16, reading about this stuff) and all of them talk about virtual particles and not one of them has ever made any sense to me. So I am going to try a different approach in explaining it to you. The best way to approach this concept, I believe, is to forget you ever saw the word “particle” in the term. A virtual particl...

Disabled Recipients of Stimulus Aid Are Urged to Save Some in Special Accounts Advocates for tax-favored ABLE accounts have spread the word about the benefit of putting at least part of the pandemic relief check in one. Credit...Till Lauer Feb. 26, 2021 Special savings accounts for people with disabilities are getting fresh attention, as a way to safely put aside all or part of federal stimulus payments. ABLE accounts, as they are known, were introduced in 2016 as a way to give disabled people greater financial security and more independence. Disabled people can save money in the tax-favored ...

Posted on February 17, 2021 by mmichaels So I had to search deep inside for my inner Karen Yesterday and I got $40 for it.  So I hadn’t noticed that a small charge of $2.80 was charged for a magazine subscription I didn’t renew each month for the last 3 months and it was for THREE with just slightly different charges.  They said it was automatically renewed but in the past I got a confirmation email.  If I hadn’t looked closely at my charges as I’m preparing to close the card I wouldn’t have noticed.  I got a refund for all three at $29! I can’t imagine how many others get...