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Martha: boy, woke up this morning looking forward to tonight because this will be very interesting. we're now 12 hours away from the third and final presidential debate. this is their last shot at each other you could say. just 15 days from the election it could be a game-changer. denver certainly was. nobody knows what will happen there tonight. we start a brand new hour in "america's newsroom." i'm martha maccallum. bill: i'm bill hemmer. good morning at home. hope you had a great weekend because the battle for boca is here. foreign policy is the name of the game later tonight. the attack on...

Broad based health care clinic, something modeled along the lines of the mayo clinic or the cleveland clinic or kaiser permanente will end up being the winning model of care provision. that's not certain obviously at this stage. we'll wait and see what emerges. >> so, robert, you don't think we're in unprecedented territory here? you think that will serve as a model? >> oh, i think there are some good models out there and that the stage is now set for people to get the coverage that they couldn't get under the old system. and we will let the best plan win in the new system. they're required to...

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They may not walk in again. i think you have to look at what you sell to see is it a return type of product, or service anyway, that people are going to -- where you're introducing yourself to them and they're going, wow, this was great, i'm going to come back on my own. >> that's actually quite a good point. there are some businesses that are just not cut out for groupon. if you're in a, you know, one-time transactional business. for instance, what we saw on video, you know, laser hair removal treatment. how often are people going to do that? you know, you come, you get the hair removed, you'...