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Lock Desk, MLO, Underwriter Jobs; POS, Workflow, Digital Tools; Agency's Trend: Not Our Friend?


Lock Desk, MLO, Underwriter Jobs; POS, Workflow, Digital Tools; Agency s Trend: Not Our Friend?
Apr 16 2021, 8:23AM
Suddenly everyone’s ruminating on upcoming mergers and acquisitions (and there will definitely be some), but in the lower management ranks, lenders are already shifting their hiring practices, and taking a careful measure of production and productivity. Will we ever run out things to measure? The median age (half above, half below) of owner-occupied homes across the U.S. is 39 years, according to the latest data from the 2019 American Community Survey. (New York has the oldest owner-occupied homes at a median age of 60 years while Nevada has the newest at a median age of 23 years.) Why should every loan originator care about the age of housing in their area? As a lender, do you have a renovation product, or 2nd? The age of the housing stock is an important remodeling market indicator. Older houses are less energy-efficient than n ....

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Fannie Mae and Freddie Mac Issue Selling and Servicing Guide Updates | Weiner Brodsky Kider PC


Fannie Mae and Freddie Mac recently issued updates to their selling and servicing guides.
Fannie Mae recently issued Selling Guide Announcement (SEL-2020-07), which highlights updates to the Selling Guide including the following, among others:
The expansion of property eligibility criteria to allow for the sale of loans secured by single-width manufactured homes that meet specified eligibility requirements and for the eligibility of such properties for principal residence purchase and limited cash-out refinance transactions (effective February 1, 2021);
Updates to requirements related to the use of retirement, government annuity, and pension income (lenders may take advantage of these policy changes immediately but must apply the changes to loans with application dates received on or after February 15, 2021); ....

Freddie Mac , Weiner Brodsky Kider , Fannie Mae , Selling Guide Announcement , Selling Guide , Uniform Residential Loan Application Form , Servicing Guide Announcement , Servicing Guide , Document Custody Procedures Handbook , ஃப்ரெடி மேக் , வீனர் ப்ரோட்ஸ்கேய் கீடேர் , பன்ணிிே மே , விற்பனை வழிகாட்டி அறிவிப்பு , விற்பனை வழிகாட்டி , சீருடை குடியிருப்பு கடன் விண்ணப்பம் வடிவம் , சேவை வழிகாட்டி அறிவிப்பு , சேவை வழிகாட்டி , ஆவணம் காவலில் ப்ரொஸீஜர்ஸ் கையேடு ,