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At $16.4 trillion, our nation's total debt is larger on our entire country. we can't add a trillion dollars to the debt every year as we have for the past four years. a major credit rating agency is already down -- has downgraded our nation's credit once and if we don't make real progress on spending reforms more downgrades are likely, in the near future. >> rick: he says the first priority in congress every year is coming up with a spending plan and admits it can be tough and says families have to come up with their own budget for their households lawmakers should be able to do it too. >> art...

It is really not governed by coverage. i think and i don't mean to insult anybody, at the end of the day what a lot of the yakers have to say, matters much less than the judgments people make themselves, watching debates, talking to friends, considering their own economic situation and for one, i don't think it is over. frankly, i think obama people saying it is over, don't help the president, because it introduces a kind of apathy, lack of organization, and taking it for granted that can really kill you in the end. >> rick: we have about a minute left, facts, a lot of the -- both are going to...

Defendants during her nine years at the lab. >> annie dookhan's actions corrupted the integrity of the entire criminal justice system and there are many victims as a result, first the defendants who when charged in a criminal justice system have the right to expect they will be given due process. >> reporter: if convicted of the current charges dookhan faces up to 20 years in prison the attorney general has not ruled out the possibility of more charges to come. as for more motive as far as prosecutors can dell dookhan wanted to be seen as effective worker. >> arthel: what happens to the victim...

Look, bottle of these guys are running for -- both of these guys are running for president. i think voters have a right to have high expectations about both of them. this gameworks when you are in primaries and it is a long process and it is up and down. i don't think it works in debates, unless like the clip you just showed you have somebody like reagan, who had been constantly attacked that he was not ready, not capable. and the fact that he turned in a completely solid debate performance against a guy, carter who was not liked at all that won the floor fell out. ironly debate, the people wh...

Popular. how do you know if one is right for you? founder and managing partner of harrington capital management, good to see you kyle. how would you define a consumer decked health plan? >> it puts a little more power in the consumer. the employee has the ain't to select one of these -- has theability to select one of these plans in which their deductible will be higher and the premiums lower. for example, for someone like myself fortunate enough to have their health and is proactive about protecting and preserving their health, you can have a lower premium with a higher deductible because i d...