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Less than 24 hours after reports on immigration reform, president obama threatening executive action if congress doesn't actually get the job done. listen. >> it is my firm belief that we can get immigration reform done this year. and i don't want to pre-suppose that we can't. obviously, if at some point we see that it is not getting done i'm going to look at all options to make sure that we have a rational, smart system of immigration. >> richard fowler, host of the richard fowler show. for the first time, the house republicans come out with a plan saying this is how we think we can get it do...

Husband. >> i don't think he sits in the outfield. >> he was at the game last night, though. >> really? >> what if you could manage all your money from your cell phone? it may be closer than you think. fox news correspondent courtney friel got an exclusive look at citibank's innovation lab where they're designing the bank of the future. she's with us on the studio. >> banks are on the mission to serve their customers in an increasingly digital world. citibank has a team working to revolutionize the banking experience for their customers. >> we're working on different ways to take what happens ...

Phone. we create a smart system for i. have you different than the where you come to the bank and hope they're open. >> reporter: in citibank innovation lab members of the small inknoy vision team test prototypes for the bank of the future. >> say you're interested in a credit card. all you do is tap on it. >> reporter: citi's interactive sales wall will let customers shop for products. with citi's tap and pay, customers could some day load their credit card on to their cell phones. >> imagine if you could capture all the warranties you get at retailers. you tap and pay and mobile phone become...

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