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The country. our high school graduation rate is the highest that it's been in more than 30 years. [ applause ] that's an achievement. the dropout rate among latino students has been cut in half since 2000. really big deal. [ applause ] we reformed our student loan programs so that more young people are able to afford to go to college, and now we've got more young people earning a college degree than ever before. teachers and principals across the country are working hard to prepare students like you for skills you need for a new economy. not just the basics of reading and writing and arithmeti...

Condition. if they don't have health insurance they can get it on health cak healthcare.gov. we've made enormous strides changing our student loan programs. millions more get student loans. part of what's happened is that checklist i had when we came into office we've passed a lot of that and we're implementing a lot of it. so in no way are my expectations diminished. what's happened is we have a divided government right now. house republicans in particular have had difficulty rallying around any agenda, much less mine. and in that kind of environment, what i don't want is the american people ...

Because of a pre-existing condition. if they don't have health insurance, they can get it on healthcare.gov. we have made enormous strides on the education front changing our student loan programs so millions more young people get student loans. that checklist i had when i came into office we are working on. but what is obviously true is we have divided government right now. house republicans in particular have had difficulty rallying around any agenda much less mine. and in that kind of environment, what i don't want is the american people to think that the only way for us to make big change ...

And now you're talking about pen and phone and executive orders and executive actions. do you think you were naive back then or have you recalibrated your expectations and your ambitions? >> well, part of it is, we got a lot of that stuff done. we got, in this country, a health care reform that has already signed up millions of people and make sure that everybody who is watching, anybody who has insurance will not be dropped because of a pre-existing condition. if they don't have health insurance, they can get it at healthcare.gov. we have made enormous strides on the education front changing ...

That either college has become out of reach for too many people, or young people are being loaded up with more and more debt. now, we've tried to close that gap. when i came into office, we reformed our financial aid system so the student loan programs were being run through banks, and banks were making billions of dollars on it and we said let's just give the money directly to students, cut out the middle man and we were able to refunnel billions of dollars to provide more students with more grants and more assistance. we've done our best to keep interest rates on student loans as low as poss...